Trusted Northern Beaches Finance Broker

Your Local Expert for Smarter Lending Solutions

Simon Pak Poy has helped Newport families, investors, and businesses secure the right finance for over a decade. Let us find the perfect loan for you.

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About Simon Pak Poy

A Decade of Trusted Financial Guidance on the Northern Beaches

Simon Pak Poy founded Beaches Finance Broker with a simple mission: to give every client on the Northern Beaches access to honest, expert mortgage advice without the complexity. Based in Newport, Simon works closely with each client to understand their goals, compare hundreds of loan products, and negotiate the best possible terms.

Whether you are buying your first home, growing a property portfolio, or refinancing an existing loan, Simon brings the local knowledge, lender relationships, and personal attention that larger firms simply cannot match.

10+

Years Experience

30+

Lender Panel

500+

Loans Settled

Professional finance consultation

Serving Newport & Northern Beaches

What We Offer

Lending Solutions Tailored to You

From first-home buyers to seasoned investors, we provide expert guidance across every type of finance.

Home Loan Brokerage

We compare hundreds of home loan products to find the right fit for your budget and lifestyle, guiding you from pre-approval through to settlement.

Investment Lending

Grow your property portfolio with competitive loan structures, interest-only options, and strategic advice built around your investment goals.

Refinancing

Already have a loan? We review your current rate, compare alternatives across our lender panel, and help you switch to better terms with minimal hassle.

Business & Commercial Loans

Whether you are expanding, purchasing equipment, or acquiring commercial property, we structure finance packages that support your business ambitions.

Car & Equipment Finance

Get behind the wheel or upgrade your gear sooner with flexible vehicle and equipment finance options tailored to your cash flow.

Personalised Advice

Every client is different. We take the time to understand your financial position and goals, then craft a lending strategy that works specifically for you.

The Beaches Difference

Why Clients Choose Simon Pak Poy

Local knowledge, genuine relationships, and a commitment to finding you the best deal.

Local Expertise

Based in Newport and deeply connected to the Northern Beaches community for over a decade.

Transparent Process

No hidden fees, no jargon. We explain every option clearly so you can make informed decisions.

Wide Lender Panel

Access to over 30 lenders means we can compare and negotiate the most competitive rates for you.

Personal Service

You deal directly with Simon from start to finish, not a call centre. Your goals are always the priority.

Client Stories

What Our Clients Say

"Simon made the entire home loan process so straightforward. As first-time buyers, we had a million questions and he answered every single one with patience and clarity. We settled on our dream home in Avalon within eight weeks."

JM

James & Michelle T.

First Home Buyers, Avalon

"I have three investment properties and Simon has financed every single one. He understands the investor mindset, structures loans strategically, and always finds rates that beat what the banks offer directly. Highly recommended."

RK

Rachel K.

Property Investor, Mona Vale

"When our fixed rate was about to expire, Simon reviewed our loan and saved us over $400 per month by refinancing to a better product. The whole switch was painless and I only wish we had contacted him sooner."

DL

David L.

Refinancing Client, Newport

Get Started

Let's Talk About Your Finance Goals

Book a free, no-obligation consultation with Simon. We are here to help you navigate the lending landscape with confidence.

Contact Details

(02) 9999 5609
Suite 2/359-365 Barrenjoey Rd,
Newport NSW 2106, Australia
Mon – Fri: 9:00am – 5:30pm